What are the documents you have to prepare before moving (buying and selling)

1. The "Selling" Pile of Paperwork

When you're selling your home, your buyer's solicitor will want to know everything about the property. Having these documents ready will show you're an organised and serious seller, helping to keep the property chain moving.

• Proof of Identity and Address: Just like when you bought the house, you'll need to prove who you are. Get a valid photo ID (passport or driving licence) and a recent utility bill or bank statement ready.

• Property Title Deeds: Don't worry if you don't have a dusty old scroll! Most property records are now digital and held by the HM Land Registry. Your solicitor can easily download the official copies for you, but it’s good to have any original documents you hold to hand.

• Energy Performance Certificate (EPC): This is a legal must-have before you can even market your property. It rates your home's energy efficiency. If you've had one done in the last 10 years, it should still be valid. You can check the GOV.UK EPC register to find yours.

• Property Information Form (TA6): This is a detailed questionnaire about your home, provided by your solicitor. It covers everything from boundaries and neighbour disputes to guarantees and building works. Be honest and thorough here!

• Fittings and Contents Form (TA10): This form clarifies exactly what you're leaving behind and what you're taking with you, from the curtains to the garden shed. This helps to avoid any confusion or disputes down the line.

• Leasehold Documents (if applicable): If your property is leasehold, you'll need to provide the lease agreement and a management information pack from the freeholder or managing agent. This pack contains details on service charges, ground rent, and major works.

• Certificates and Guarantees: Have you had any work done on the house? Gather any FENSA certificates for windows, gas safety certificates for the boiler, electrical installation certificates, and any warranties for damp-proofing or other work.

2. The "Buying" Pile of Paperwork

Now for the exciting part – the documents you'll need for your new home! You'll already have some of these from your previous purchase.

• Proof of Identity and Address: Yes, you'll need this again for your new purchase! It's a separate transaction, so your new solicitor and lender need to do their own checks.

• Financial Documents: This is where you show you're ready to make the move.

  • Proof of Income: Your last three months' payslips and your most recent P60. If you're self-employed, you'll need your last two to three years of tax returns (SA302s) and tax year overviews from HMRC.

  • Bank Statements: Three to six months' worth to show your income and outgoings.

• Proof of Funds: This is crucial. Your solicitor and mortgage lender will need to see where your money is coming from.

  • From your sale: The completion statement from the sale of your current home will show the funds (equity) you're receiving.

  • From your savings: Bank statements showing your savings building up over time.

  • A gift: A signed letter from the person gifting you the money, along with their proof of ID and funds.

• Mortgage Agreement in Principle (AIP): This shows sellers that you're a serious and credible buyer, putting you in a strong position when you make an offer.

Juggling these two sets of documents can feel like a lot, but by getting everything prepared in advance, you'll be in the best possible position for a smooth and successful move. It's all part of the incredible journey to your next chapter.

Managing two legal processes simultaneously requires excellent organisation. This is where having the right support makes all the difference. At Homey, we provide a streamlined digital platform where you can securely manage all your documents for both your sale and purchase in one place, keeping everything clear and connected. Visit www.homey.co.uk/conveyancing to get a free consultation and see how we can simplify your move.

Happy moving!